STATE LEVEL BANKERS' COMMITTEE, MADHYA PRADESH
134th Meeting dated 24th December 2008
AGENDA FOR THE MEETING
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Item No. & Subject |
Details Data Tables |
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ITEM NO 7: IMPLEMENTATION OF SPECIAL FOCUS PROGRAMME
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7.1 Self Help Groups (Under NABARD Scheme) (Progress from April 08 to Sept 08) (Amt. In Crores)
Bank wise data is given in Table No. 18, Page No.84-85. As per NABARD, the committee on Financial Inclusion has identified SHG –Bank Linkage Programme as an important tool for providing access to formal financial institutions and also credit mobilization for the poor. However, the programme is yet to gain momentum in Madhya Pradesh. During the year 2008-09, 5055 SHGs were formed and 1263 are credit linked so far, against the linkage target of 25000 by NABARD but allocation of targets has not given to the banks. Concerted efforts are required to be made by all the partners in the programme, viz., banks, government departments, NGOs, etc. Priority should be accorded to ensure credit linking of all the existing SHGs which confirm to the guidelines of SHG-Bank Linkage Programme.
7.2 Housing Finance (a) Direct Housing Finance As per Reserve Bank of India guidelines, banks should attain a share of housing finance at 3% of the incremental deposit of the previous year i.e. Rs.491 crores. Banks have disbursed Rs 533 crores by the end of Sept. 08. Bank wise data is given in Table No. 20, Page 88-89 for review of house.
(b) Golden Jubilee Rural Housing Finance Scheme During the year 2008-09 up to Sept 08, financial assistance of Rs 4.35 crores has been provided under the scheme to 256 beneficiaries. The poor progress is because of non-availability of title.
Bank wise Data is available in Table No. 21, Page-90-91 for review of house. Year wise data on achievement is as under:
7.3 Financial assistance to Minority Communities (State) (Amt. in Crores)
Bank wise position is given in Table No. 22 & 23, Page 92-95 for review of house.
7.4 Data on Minority communities in identified district i.e., Bhopal The information on the financial assistance given to minority communities in Bhopal district as on Sept. 08 is as follows: (Amt. in Crores)
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