STATE LEVEL BANKERS' COMMITTEE, MADHYA PRADESH

134th Meeting dated 24th December 2008

AGENDA FOR THE MEETING

Home                                         Back                           

Item No. & Subject

Details                                                                                                                                                          Data Tables       

ITEM NO 7: IMPLEMENTATION OF SPECIAL FOCUS PROGRAMME

 

 

       

7.1         Self Help Groups (Under NABARD Scheme)

                                    (Progress from April 08 to Sept 08)

(Amt. In Crores)

A

HSS A/cs opened

15908

B

 Amount deposited in HSS A/c

11

C

Out of (A) A/c credit linked    

1496

D

Amount disbursed

10

E

Balance Outstanding                                       (No.)  

(Amt.)          

68152

290

F

NPA Amount

12

G

% age NPA

4.13

 

Bank wise data is given in Table No. 18, Page No.84-85.

As per NABARD, the committee on Financial Inclusion has identified SHG –Bank Linkage Programme as an important tool for providing access to formal financial institutions and also credit mobilization for the poor. However, the programme is yet to gain momentum in Madhya Pradesh. During the year 2008-09, 5055  SHGs were formed and 1263 are credit    linked so far, against the linkage target of 25000 by NABARD but allocation of targets has not given to the banks. Concerted efforts are required to be made by all the partners in the programme, viz., banks, government departments, NGOs, etc. Priority should be accorded to ensure credit linking of all the existing SHGs which confirm to the guidelines of SHG-Bank Linkage Programme.

 

7.2       Housing Finance

(a)       Direct Housing Finance

As per Reserve Bank of India guidelines, banks should attain a share of housing finance at 3% of the incremental deposit of the previous year i.e. Rs.491 crores. Banks have disbursed Rs 533 crores by the end of Sept. 08.

Bank wise data is given in Table No. 20, Page 88-89  for review of house.

Cases   (No)

 

Received

Sanctioned

Disbursed

Return/Rejected

Mar.-06

36534

34365

34584

2164

Mar.-07

23076

21067

28523

1822

Mar.-08

24547

22759

21728

1839

June-08

5236

4337

4415

339

Sept.08

10914

10476

10036

438

(b)           Golden Jubilee Rural Housing Finance Scheme

During the year 2008-09 up to Sept 08, financial assistance of Rs 4.35 crores has been provided under the scheme to 256   beneficiaries. The poor progress is because of non-availability of title.

 

Bank wise Data is available in Table No. 21, Page-90-91 for review of house. Year wise data on achievement is as under:

Cases  (No.)

 

Received

Sanctioned

Disbursed

Return/Rejected

March-06

1369

1318

1285

33

March-07

1208

1190

1212

11

March-08

1016

976

925

40

June-08

301

281

190

2

Sept.08

362

329

256

33

 

7.3        Financial assistance to Minority Communities (State)

                                   (Amt. in Crores)

 

Community

Disbursement 08-09                         (April 08 to Sept  08)

Outstanding Balance

Sept.  08

No.

Amt.

No.

Amt.

Muslim

13517

188.06

147482

1258

Sikh

1901

53.13

29104

576

Christian

803

12.99

11611

85

Zoroastrian

17

0.21

556

3

Buddhist

156

1.71

3285

21

Jain

3451

40.70

64397

934

Total

19845

296.80

256435

2877

 

Bank wise position is given in Table No. 22 & 23, Page 92-95 for review of house.

 

7.4     Data on Minority communities in identified district i.e., Bhopal

The information on the financial assistance given to minority communities in Bhopal district as on Sept. 08 is as follows:      

                          (Amt. in Crores)

                                 Communities

Sept  08

No.

Amt.

Muslim

37623

671.29

Sikh

11928

138.02

Christian

937

17.71

Zoroastrian

0

0

Buddhist

534

3.13

Jain

-

-

A. TOTAL

51022

830.15

B. Total Priority Sector adv. In Bhopal Distt.

730797

6438.26

C. Total Advances in Bhopal Distt.

1212936

7349.82

% age to A to C (Total Advances)

4.20

11.29

 

7.5       Financial Assistance to Schedule Caste /Schedule Tribe    

                        The progress up to 30.09.2008 is as under:                                                               (Amt. in Crores)

Item

Schedule Caste

Schedule Tribe

No. of A/cs

Amt.

No. of A/cs

Amt.

App. Recd.

10877

78

7660

46

App. San.

10096

72

7234

44

App. Disb.

9877

59

7058

42

Ap. Rejected

198

2

112

0.57

App. Pend.

583

4

247

1.19

TotalBal. O/S

580112

1679

354060

1107

NPA Amt.

65591

265

42954

142

% age NPA

11.30

15.78

12.13

12.82

           

Bank-wise data is given in Table No. 24  & 25, Page 96-99

7.6      Swarojgar Credit Card (SCC)

 

DIF vide their letter No  izfofo@xzkm@lafol@2008@2396 fnukad 04-12-2008   requested  to add  the agenda item submitted by Directorate of Handloom MP Bhopal vide their letter  dz0 gk@cqu@jk-cSBd@08@4595 fnukad 24-12-08   Annexed ( Annexure  II Page No. 30-32)

 

House may discuss.

 

Targets fixed for the year 2008-09 ( NABARD )

SN

Name of the agency

Target (NO)

Remarks

1