STATE LEVEL BANKERS' COMMITTEE, MADHYA PRADESH
134th Meeting dated 24th December 2008
AGENDA FOR THE MEETING
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ITEM NO. 6: IMPLEMENTATION OF GOVERNMENT SPONSORED PROGRAMMES
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6.1 PRIME MINISTER’S EMPLOYMENT GENERATION PROGRAMME(PMEGP) Khadi & Village Industries Commission (KVIC) has informed through their letter No.REGP/PMEGP/RBI/POLICY/08-09/dated 20.08.08 that the Ministry of MSME, Govt. of India has launched a new scheme titled “Prime Minister’s Employment Generation Programme (PMEGP)” to empower first generation entrepreneurs to set up micro enterprises across the country by merging REGP scheme and PMRY schemes. The salient features of the new scheme are as under:-
v A credit linked central sector scheme v Rs. 15,000/- crore estimated total credit flow in the scheme for setting up of micro enterprises across the country. v Rs. 4,485 crore government subsidy will be provided. v 37 lakh additional employment opportunities will be created during the period from 2008-09 to 2011-12 in rural and urban areas of the country. v Higher rate of Government subsidy for marginalized sections of society for promoting inclusive growth. v Below Poverty Line (BPL) families also eligible for assistance under the scheme. v Rs. 25 lakh maximum cost limit for project/ unit under manufacturing sector and Rs.10 lakh under business/service sector. v Minimum education qualification VIII passed for manufacturing sector and Rs. 10 lakh and above Rs. 5 lakh for Business /Service sector. v Backward & forward Linkage support for awareness, project formulation, Entrepreneurship Development Programme (EDP) training of two to three weeks duration, marketing support, electronics tracking of applications of beneficiaries, etc. envisaged. v Handholding through Rajiv Gandhi Udyami Mitra Yojna for beneficiaries under PMEGP. v Project profiles will be provided for selection of projects by beneficiaries. v Khadi & Village Industries Commission (KVIC), a statutory body under the Ministry of MSME will be the single nodal agency for implementation of the scheme at the national level. v The scheme will be implemented by KVIC/State khadi & village Industries Board (KVIB) in rural area as defined under KVIC Act and by District Industries Centres (DICs) in urban and other rural areas. v Special focus with higher rate of subsidy for rural areas under the scheme. At least 60 percent outlay will be earmarked for setting up of projects in rural areas. v Involvement of Public Sector Banks for expeditious and regular credit flow. v Dovetailing Credit Guarantee Fund Trust Scheme to help the entrepreneurs for collateral security free loans. v The subsidy levels under PMEGP are as under :-
DIF vide letter PDF/PMREGP/SVS/2166 dated 22.10.08 issue a detailed circular issued by RBI No. RPCD/PLNFSBC.No.41/09.04.01/2008-09 dated 10.10.08 to all for issue necessary instructions their branches for successful implementation of the scheme. Target for the year 2008-09 for the State is 1540 cases.
ISSUANCE OF CERTIFICATE TO MINORITY COMMUNITY.
KVIC vide their letter PMEGP/MEETING/08/2008-09/8107 dated 20.11.2008 requested convenor to discuss and decide in SLBC, the authority for issuance of caste Certificate to minority community for availing extra benefit of margin money / subsidy under PMEGP
The Director of Industries desired that the vf/kdkj i= of Housing Land/building of the beneficiary may be accepted as collateral security under Self Employment Programmes. House may deliberate.
Bank wise and district wise data is given in Table No. 14 Page 75-77 Percentage of sanction and disbursement has increased year to year basis for the same period under review.
Bank wise credit mobilization is as follows
More than 35% State Bank of Bikaner & Jaipur, Indian Bank, Punjab & Sindh Bank, Union Bank of India, Bank of India, State Bank of Indore. More than 20-34 % State Bank of India, RRBs, Bank of Baroda, Central Bank of India, Allahabad Bank, Syndicate Bank, Punjab National Bank, Bank of Rajasthan. Less than 20% Central Co-Operative Bank, Canara Bank, United Commercial Bank, Dena Bank, Bank of Maharashtra. Land Development Bank, Oriental Bank of Commerce. 0 % Other Banks.
Revolving Fund
Up to Sept. 2008, 75793 groups were given revolving fund out of which 48101 SHGs have received cash credit limit to the tune of Rs92.71 crores.
Representative of Rural Development Department is requested to put forth his suggestions for better performance. Some steps required to be taken is enclosed. (Annexure No. I) 6.3 Swarna Jayanti Shahari Rojgar Yojana (SJSRY)
(Amt in Crores)
Year wise data on achievement is as under: (Amt in Crores)
Year wise data on achievement is as under: (Amt in Crores)
6.4 (A) Scheme for Rehabilitation of Manual Scavengers (SRMS) The M.P. State Scheduled Caste Financial and Development Corporation vide letter 2092 dated 20.11.2008 requested the banks to evolve the mechanism for achieving the target within stipulated time limit under the Scheme for Rehabilitation of Manual Scavengers and free them from conventional work. The data received from Department is as under: (Amt. in Crores)
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