STATE LEVEL BANKERS' COMMITTEE, MADHYA PRADESH

134th Meeting dated 24th December 2008

AGENDA FOR THE MEETING
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Item No. & Subject

Details                                                                                                                                                    Data Tables   

ITEM NO. 4:

RECOVERY

 

 

 

 

 

 

 

 

4.1 NPA POSITION    

DIF vide letter 2136 dated 20.10.2008 requested Panchayat & Rural Development Department, Industries Department, Urban Administration & Development Department, Scheduled Castes Welfare Department and Scheduled Tribes Welfare Department to direct their field level functionaries to assist banks in their recovery drive  to reduce NPAs.

 

(Amt. in Crores)

Scheme

Sub-Std.

Doubtful

Loss

Total NPA

Total                                     Adv.

% of NPA  to Total Adv

Agriculture

334

450

62

846

23858

4

MSME

156

237

93

486

5866

8

OPS

236

274

77

587

10363

6

PMRY

73

111

43

227

852

27

SGSY (Group)

29

16

4

49

308

16

SGSY (Ind)

17

21

5

43

224

19

KVIC

8

8

1

17

141

12

SJSRY

14

15

6

35

147

24

Pratistha

3

3

1

7

37

20

Antyavyasai

6

5

2

13

79

17

 

Bank wise position is given in Table No. 8 to 8 (IV) Page  52-61.

 

The recovery under PMRY, SGSY(Individual), SJSRY, Pratistha and Antyavyasai is very poor.   Director of Institutional Finance is requested to issue necessary instructions once again to all concerned departments to help in recovery of the NPA amount under each scheme.

 

4.2       Year Wise Position of Write Off Accounts     

(Amt. In Crores)

Agency  

Up to 2004-05

2005-06

2006-07

2007-08

2008-09     

(SEPT. 08)

Total upto Sept.08

 

No

Amt

No

Amt

No

Amt

No

Amt

NO

Amt.

No

Amt.

CBs

311056

1065

57858

204

71541

401

43266

313

22725

271

506446

2254

RRBs

190488

95

21847

12

21900

16

17867

16

6819

4

258921

144

Co- Op

73468

32

2192

4

1402

1

1167

1

-

-

78229

37

Total

575012

1192

81897

220

94843

418

62300

330

29544

275

843596

2435

                   

Bank wise position is given in Table No. 9 Page 62-63.

 

4.3       Implementation of MP Public Money Recovery Act /BRISC Scheme:

                                                                                                            (Amt in crores)

Item

No.

Amt

Recovery cases pending at the beginning of the quarter

940106

1745

Cases filed during the quarter

10141

50

Total RRC

950247

1795

RRC disposed of during the quarter

9129

20

RRC withdrawn during the quarter

9396

22

RRC pending at the end of the quarter

931722

1753

Of which pending upto 1 year

115998

426

1 to 3 years

206121

341

3 to 5 years

263196

419

5 to 12 years

218055

217

Above 12 years

128352

350

 

Bank wise data is given in Table No. 10 & 10 (I) Page 64-67.

 

4.4       Banks Recovery Incentive Scheme (BRISC)

 

As decided in the last SLBC meeting all the commercial banks and RRBs operating in the state will be members of the scheme provided they abide by the rules and directives of the scheme issued by DIF from time to time. The DIF also informed the house that separate software will be put in place from MIS to expand the ambit of incentive scheme. Banks are requested to submit the revised CDs to BRISC Cell.

Data Tables    

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