STATE LEVEL BANKERS' COMMITTEE, MADHYA PRADESH

134th Meeting dated 24th December 2008

AGENDA FOR THE MEETING

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Item No. & Subject

Details                                                                                                                                             Data Tables  

ITEM NO.3:  

 PERFORMANCE OF

 BANKING SECTOR IN

MADHYA PRADESH AT A

 GLANCE

 

 

 Action Point 1:     

                                                                                                          (Rs. In Crores)

No

Parameters

March

2007

March 2008

Sept. 2008

Variation over  March 2008

 

 

 

Actual

%

1.

No. of Bank Branches

4779

4949

5055

106

-

2.

Total Deposits

73229

89604

97684

8080

9.02

 3.

Total Advances

49106

60057

62471

2414

4.02

4.

Investments

3830

5249

5119

-130

-2.48

5.

Total Adv. + Investments

52937

65307

67591

2284

3.50

 6.

Priority Sector Advances

29648

37128

40088

2960

7.97

7.

Agricultural Adv.

17362

22441

23858

1417

6.31

 8.

 MSME Advances

3449

5773

5866

93

1.61

 9.

Tertiary Sector

8837

8915

10363

1448

16.24

10.

Advances to Direct Agr.

16259

18733

22116

3383

18.06

11.

Advances to Weaker Sec

6322

7423

8285

862

11.61

12.

Advances to DRI

4

7

9

2

28.57

 

3.1         Branch expansion

The total number of branches operating in the State is 5055 as on September 08. There is a net increase of  106  bank branches over March-08.

 

 

Rural

Semi-Urban

Urban

Total

Specialized SME

March-06

2491

1303

910

4704

20

March-07

2452

1327

1000

4779

22

March-08

2434

1379

1136

4949

27

June-08

2411

1400

1182

4993

27

Sept.-  08

2413

1435

1207

5055

27

 

Bank wise position is given in Table No. 1 Page No.38-39.

 

3.2         Deposit growth

During the period under review, the aggregate deposits of the banks in Madhya Pradesh increased by Rs 8080 crores, from Rs  89604  crores as at March 08 to Rs 97684 crores at Sept. 08,. Thus    recording  a growth of 9.02%. Area wise details are as under:

(Amt.. in Crores)

 

 

Rural

Semi-Urban

Urban

Total

March-06

9190

19474

32937

61601

March-07

10055

21279

41895

73229

March-08

11614

23861

54129

89604

June-08

11617

25530

56469

93616

Sep-08

12578

26004

59102

97684

 

Bank wise position is given in Table No. 2 & 3 Page No.40-43

 

3.3       Credit Expansion

The gross credit in the State increased by Rs 2414  crores, from Rs.60057 crores as at March 08 to Rs 62471 crores at Sept 08, thus exhibiting a growth of 4.02 %. Area wise details are as under:

(Amt.. in Crores)

 

 

Rural

Semi-Urban

Urban

Total

March-06

9819

11900

22595

44314

March-07

11830

10134

27142

49106

March-08

13656

11636

34765

60057

June-08

15440

11393

35053

61886

Sep-08

15849

11524

35098

62471

 

Bank wise position is given in Table No. 2 & 3 Page No.40-43.

 

3.4          Credit Deposit Ratio

During the period under review overall CD ratio of Banks for the State of Madhya Pradesh is 64.% as on 30.09.2008 Area wise details are as under :                                                                     

Bank wise position is given in Table No. 2 & 3 Page No.40-43.

 

3.4.1. LOW CD RATIO

 

Though C/D Ratio in the state in the quarter ended 64% is above the national goal of 60% but it has slipped by 2% from the previous quarter. As per information received from LDMs, C/D Ratio of following 8 districts is below 40%.

(Ratio in %age)

 

S.NO.

NAME OF DISTT

2006-07

2007- 08

June 2008

Sept.2008

1

Dindori

36.00

36.00

37.30

37.28

2

Anuppur

36.00

37.61

40.92

32.20

3

Umaria

29.70

31.10

30.10

28.87

4

Shahdol

29.93

32.69

32.90

30.35

5

Sidhi

20.38

34.89

34.81

34.80

6

Rewa

36.05

36.00

36.00

34.00

7

Jhabua

46.00

48.00

38.00

38.00

8

Mandla

48.00

46.00

33.00

32.00