With the perspective of credit planning efforts made by RBI and NABARD for the banking sector, the Directorate of   Institutional Finance (DIF) has undertaken the responsibility of dovetailing the Government Plans and District Credit Plans since 1992-93.  This is done by compiling and communicating the plan projections of various Departments along with details of the plans for the subsidy component to all the districts. The District Collectors, in turn, are advised to convene a "Development Dialogue" with District Administration and Bankers before finalizing the District Credit Plans. This exercise has proven to be extremely useful in preparation of District Credit Plans. It has helped in giving a fillip to the entire planning process and in facilitating expeditious and proper implementation of government sponsored programmes. This has resulted in making the institutional investment more result oriented. In this exercise, an effort has been made to make available a comprehensive plan document incorporating all Poverty Alleviation Programmes that are undertaken with the support of institutional finance. The collection, consolidation and verification of the data for bringing out this web-based publication have been a time consuming and laborious process. Ideally this document must be out in December. Further despite our best efforts, coverage of all activities of all the departments is still less than 100%. However, considerable progress has been made be since the first edition of the State credit plan for 1992-93 which covered only seven Government agencies have implementing poverty alleviation programme. The number of implementing agencies has increased, and the State Credit Plans for 2008-2009 incorporates 38 programmes sponsored by fifteen Development Agencies representing a total proposed credit plan of   Rs. 1817.07 Crores. This document is above all meant to be a practitioner's document and we hope it will of use to all those involved in the process of planning at the district level as well as State level. We welcome suggestions for the further improvement in presentation and content and coverage of this publication. The kind co-operation extended by the Department of Farmer Welfare & Agriculture Dev., Industries, Dairy, Fisheries, Rural Development, Rural Industries, Urban Administration & Development, Animal Husbandry, Development Commissioner, etc. in preparation of this document are gracefully acknowledged. We are also grateful to NABARD for the periodical guidance and assistance extended by them in bringing out this document.

(Pallavi Jain Govil)

Director & Addl. Secretary,

 Institutional Finance

Government of Madhya Pradesh

Bhopal
Dated the 31  March 2008